:root{
  --serif:"Noto Serif KR","Nanum Myeongjo",serif;
  --ink:#16202e; --sub:#4a5565; --mute:#5b6470; --line:#e6e8ec;
  --bg:#fff; --paper:#fff;
  --navy:#0f1f38; --navy-2:#1c3763;
  --accent:#0b6649; --accent-soft:#f3f8f5;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{font-family:Pretendard,"Apple SD Gothic Neo","Noto Sans KR",sans-serif;color:var(--ink);background:var(--bg);line-height:1.7;word-break:keep-all;overflow-wrap:break-word}
a{color:inherit;text-decoration:none}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}

/* 머리줄 */
.top{background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:60px;gap:16px}
.brand{font-weight:800;font-size:18px;color:var(--navy);white-space:nowrap}
.top nav ul{display:flex;gap:26px;list-style:none}
.top nav a{font-size:15px;color:var(--sub)}
.top nav a:hover,.top nav a[aria-current]{color:var(--accent);font-weight:600}

/* 색 띠 머리글 */
.band{background:var(--navy);color:#fff;text-align:center;padding:64px 0 72px}
.band .pill{display:inline-block;font-size:13px;font-weight:600;color:#bfe6d4;border:1px solid #3f8f72;border-radius:999px;padding:5px 14px;margin-bottom:20px}
.band h1{font-size:44px;line-height:1.3;font-weight:800;letter-spacing:-.02em;max-width:820px;margin:0 auto}
.band p{font-size:17px;color:#d5dceb;max-width:620px;margin:18px auto 0}
.band .date{font-size:13px;color:#a9b5cc;margin-top:18px}

/* 홈 구역 */
.sec{padding:56px 0 8px}
.sec-h{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:22px}
.sec-h small{display:block;font-size:13px;font-weight:600;color:var(--accent);margin-bottom:6px}
.sec-h h2{font-size:26px;font-weight:800;letter-spacing:-.01em}
.sec-h a{font-size:14px;color:var(--sub);white-space:nowrap}
.sec-h a:hover{color:var(--accent)}

.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:22px 22px 20px;transition:border-color .15s,box-shadow .15s}
.card:hover{border-color:#b9c6d8;box-shadow:0 4px 14px rgba(19,41,75,.06)}
.card .kind{font-size:13px;font-weight:600;color:var(--accent);margin-bottom:8px}
.card h3{font-size:18px;line-height:1.45;font-weight:700;margin-bottom:8px}
.card p{font-size:14.5px;color:var(--sub);flex:1}
.card .more{font-size:14px;font-weight:600;color:var(--accent);margin-top:14px}
.card dl{display:grid;grid-template-columns:auto 1fr;gap:4px 12px;font-size:14px;margin-top:14px;padding-top:14px;border-top:1px solid var(--line)}
.card dt{color:var(--mute)}
.card dd{font-weight:600;font-variant-numeric:tabular-nums}

.list{background:var(--paper);border:1px solid var(--line);border-radius:12px;list-style:none;display:grid;grid-template-columns:1fr 1fr}
.list li{border-bottom:1px solid var(--line)}
.list li:nth-child(odd){border-right:1px solid var(--line)}
.list li:nth-last-child(-n+2){border-bottom:0}
.list a{display:block;padding:18px 22px}
.list a:hover .t{color:var(--accent)}
.list .t{display:block;font-weight:700;font-size:16px}
.list .d{display:block;font-size:14px;color:var(--mute);margin-top:2px}

/* 글 */
.band.doc{padding:52px 0 92px}
.band.doc h1{font-size:36px;max-width:760px}
.toc{max-width:820px;margin:-42px auto 0;background:var(--paper);border-radius:12px;box-shadow:0 6px 20px rgba(19,41,75,.08);display:flex;justify-content:space-around;flex-wrap:wrap;padding:6px 12px;position:relative}
.toc a{font-size:14px;color:var(--sub);padding:14px 10px}
.toc a:hover{color:var(--accent)}
.doc-body{max-width:820px;margin:0 auto;padding:36px 24px 72px}
.lead{font-size:17px;margin-bottom:22px}
.answer{background:var(--accent-soft);border:1px solid #bfe0cf;border-radius:12px;padding:24px 26px;margin-bottom:44px}
.answer small{display:block;font-size:13px;font-weight:700;color:var(--accent);margin-bottom:8px}
.answer p{font-size:16.5px}
.answer ol{margin:12px 0 0 20px;font-size:15.5px}
.answer li{margin-top:6px}
.doc-body h2{font-size:24px;font-weight:800;margin:48px 0 14px;letter-spacing:-.01em;scroll-margin-top:80px}
.doc-body h3{font-size:19px;font-weight:700;margin:28px 0 8px}
.doc-body p{font-size:16.5px;color:#26303d;margin-bottom:12px}
.doc-body a{color:var(--accent);text-decoration:underline;text-underline-offset:3px}
.info{display:grid;grid-template-columns:repeat(2,1fr);background:var(--paper);border:1px solid var(--line);border-radius:12px;margin:14px 0 18px;font-size:15px}
.info div{padding:12px 18px;border-bottom:1px solid var(--line)}
.info div:nth-child(odd){border-right:1px solid var(--line)}
.info span{display:block;font-size:13px;color:var(--mute)}
.info b{font-variant-numeric:tabular-nums}
.info .wide{grid-column:1/-1;border-right:0;border-bottom:0}
.scroll{overflow-x:auto;border-radius:12px;border:1px solid var(--line);background:var(--paper);margin:14px 0}
.tbl{width:100%;border-collapse:collapse;font-size:15px;min-width:620px}
.tbl caption{caption-side:bottom;text-align:left;font-size:13px;color:var(--mute);padding:10px 16px}
.tbl th,.tbl td{padding:13px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.tbl thead th{background:var(--navy);color:#fff;font-weight:600;font-size:14px;border-bottom:0}
.tbl tbody th{font-weight:700;white-space:nowrap}
.src{font-size:14px;color:var(--sub);margin-left:18px}
.src li{margin-top:4px}

/* 바닥 */
.foot{background:var(--paper);border-top:1px solid var(--line);margin-top:64px;padding:40px 0;font-size:14px;color:var(--sub)}
.foot .wrap{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.foot h4{font-size:15px;color:var(--ink);margin-bottom:8px}
.foot a{display:block;margin-top:4px}
.foot a:hover{color:var(--accent)}

@media (max-width:900px){.grid{grid-template-columns:1fr 1fr}}
@media (max-width:640px){
  .wrap{padding:0 16px}
  .top .wrap{height:auto;flex-direction:column;align-items:flex-start;padding-top:12px;gap:6px}
  .top nav{width:100%;overflow-x:auto;scrollbar-width:none}
  .top nav ul{gap:18px;padding-bottom:10px;width:max-content}
  .band{padding:44px 0 50px}
  .band h1{font-size:28px}
  .band.doc h1{font-size:25px}
  .band p{font-size:15.5px}
  .grid,.list{grid-template-columns:1fr}
  .list li:nth-child(odd){border-right:0}
  .list li:nth-last-child(2){border-bottom:1px solid var(--line)}
  .sec-h h2{font-size:22px}
  .toc{margin:-36px 16px 0;justify-content:flex-start}
  .doc-body{padding:28px 16px 56px}
  .info{grid-template-columns:1fr}
  .info div:nth-child(odd){border-right:0}
  .foot .wrap{grid-template-columns:1fr}
}

/* 고급 마감 */
body{letter-spacing:-.005em}
.top{border-bottom:1px solid var(--line)}
.top .wrap{height:68px}
.brand{font-family:var(--serif);font-size:20px;letter-spacing:-.02em}
.top nav a{font-size:14.5px}
.top nav a[aria-current]{color:var(--navy);font-weight:600;box-shadow:inset 0 -2px 0 var(--navy);padding-bottom:22px}
.band{padding:88px 0 92px;border-bottom:1px solid #000}
.band .pill{border:0;border-radius:0;padding:0 0 14px;color:#9fb4d4;font-size:12.5px;letter-spacing:.08em;position:relative}
.band .pill::after{content:"";position:absolute;left:50%;bottom:0;width:28px;height:1px;background:#6f86ab;transform:translateX(-50%)}
.band h1{font-family:var(--serif);font-weight:700;font-size:46px;line-height:1.35;letter-spacing:-.03em}
.band p{color:#c6d0e0;font-size:16.5px;line-height:1.85}
.sec{padding:72px 0 0}
.sec+.sec{border-top:1px solid var(--line);margin-top:72px}
.sec-h{margin-bottom:28px}
.sec-h small{font-size:12.5px;letter-spacing:.06em;color:var(--mute);font-weight:600}
.sec-h h2{font-family:var(--serif);font-weight:700;font-size:28px;letter-spacing:-.03em}
.sec-h a{border-bottom:1px solid var(--line);padding-bottom:2px}
.grid{gap:0;border-top:1px solid var(--ink)}
.card{border:0;border-radius:0;border-bottom:1px solid var(--line);padding:26px 26px 24px;background:transparent}
.grid .card:not(:nth-child(3n)){border-right:1px solid var(--line)}
.grid .card:nth-child(3n+1){padding-left:0}
.grid .card:nth-child(3n){padding-right:0}
.card:hover{box-shadow:none;border-color:var(--line);background:linear-gradient(var(--accent-soft),var(--accent-soft)) no-repeat 0 0/100% 0}
.card:hover h3{color:var(--accent)}
.card .kind{color:var(--accent);font-size:12.5px;letter-spacing:.02em}
.card h3{font-size:18.5px;letter-spacing:-.02em;transition:color .15s}
.card .more{color:var(--ink);font-weight:500;font-size:13.5px}
.card .more::after{content:" →"}
.card dl{border-top:1px dashed var(--line)}
.card dd{font-weight:500;letter-spacing:.01em}
.list{border:0;border-radius:0;border-top:1px solid var(--ink);background:transparent}
.list a{padding:20px 0}
.list li:nth-child(odd) a{padding-right:28px}
.list li:nth-child(even) a{padding-left:28px}
.foot{margin-top:96px;background:#fafbfc}
.foot h4{font-family:var(--serif)}
/* 글 */
.band.doc{padding:72px 0 104px}
.band.doc h1{font-size:38px}
.toc{border-radius:0;box-shadow:0 1px 0 var(--line),0 12px 32px rgba(15,31,56,.08);border-top:2px solid var(--accent)}
.toc a{font-size:13.5px}
.lead{font-size:17.5px;line-height:1.85}
.answer{border:0;border-left:3px solid var(--accent);border-radius:0;padding:26px 30px}
.answer small{letter-spacing:.06em}
.doc-body h2{font-family:var(--serif);font-weight:700;font-size:26px;letter-spacing:-.03em;padding-top:28px;border-top:1px solid var(--line);margin-top:56px}
.doc-body h3{font-size:18.5px;letter-spacing:-.02em}
.doc-body p{line-height:1.9}
.info{border-radius:0;border-left:0;border-right:0;border-top:1px solid var(--ink)}
.info div{padding:14px 0}
.info div:nth-child(odd){padding-right:18px}
.info div:nth-child(even){padding-left:18px}
.scroll{border-radius:0;border:0;border-top:1px solid var(--ink);border-bottom:1px solid var(--ink)}
.tbl thead th{background:transparent;color:var(--ink);border-bottom:1px solid var(--ink);font-size:13.5px}
.tbl tbody tr:first-child{background:var(--accent-soft)}
.tbl tbody th{font-family:var(--serif)}
@media (max-width:900px){
  .grid .card{padding:24px 20px}
  .grid .card:not(:nth-child(3n)){border-right:0}
  .grid .card:nth-child(odd){border-right:1px solid var(--line)}
}
@media (max-width:640px){
  .top .wrap{height:auto}
  .top nav a[aria-current]{padding-bottom:10px}
  .band{padding:52px 0 56px}
  .band h1{font-size:28px}
  .band.doc{padding:44px 0 72px}
  .band.doc h1{font-size:25px}
  .sec{padding-top:48px}.sec+.sec{margin-top:48px}
  .grid .card,.grid .card:nth-child(n){padding:22px 0;border-right:0}
  .list li:nth-child(n) a{padding:18px 0}
  .info div:nth-child(n){padding:12px 0}
  .doc-body h2{font-size:22px}
}

.info div.wide{border-right:0;padding-right:0}
h1,h2,h3{text-wrap:balance}
@media (max-width:640px){
  .toc{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;justify-content:flex-start}
  .toc a{white-space:nowrap;flex:none}
}
.sec-lead{font-size:15px;color:var(--sub);margin-top:6px}
.list .d:first-child{font-size:12.5px;color:var(--accent);font-weight:600;margin:0 0 4px}
.foot{background:var(--navy);border-top:0;color:#b8c3d6}
.foot h4{color:#fff}
.foot a{color:#b8c3d6}
.foot a:hover{color:#fff}
/* 발행 글 구성 */
.nums{list-style:none;display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--ink);margin:14px 0 8px}
.nums li{display:flex;gap:16px;padding:18px 18px 18px 0;border-bottom:1px solid var(--line);font-size:16px;line-height:1.75}
.nums li:nth-child(even){padding-left:18px;border-left:1px solid var(--line)}
.nums .no{font-family:var(--serif);font-size:24px;line-height:1.2;color:var(--accent);flex:none;width:34px}
.doc-body h3.co{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-size:22px;margin:40px 0 10px}
.rk{display:inline-grid;place-items:center;width:30px;height:30px;background:var(--navy);color:#fff;font-family:Pretendard,sans-serif;font-size:14px;font-weight:700}
.doc-body h4{font-size:17px;font-weight:700;margin:22px 0 6px;padding-left:12px;border-left:3px solid var(--accent);line-height:1.4}
.ask{display:grid;grid-template-columns:auto 1fr;gap:8px 18px;background:var(--bg-soft,#f7f8fa);padding:16px 20px;margin:12px 0;font-size:15px}
.ask dt{font-weight:700;color:var(--navy)}
.more-link{font-size:15px}
.related{list-style:none;border-top:1px solid var(--ink)}
.related li{border-bottom:1px solid var(--line)}
.related a{display:block;padding:14px 0;font-weight:600;color:var(--ink)!important;text-decoration:none!important}
.related a::after{content:" →";color:var(--accent)}
.related a:hover{color:var(--accent)!important}
.faq h3{font-size:17.5px;margin:22px 0 6px}
.srcbox{background:#f7f8fa;padding:28px 30px;margin-top:56px}
.srcbox h2{border-top:0!important;padding-top:0!important;margin:0 0 12px!important}
.srcbox ul{margin-left:18px;font-size:15px}
.srcbox li{margin-top:6px}
.srcbox a{color:var(--navy);font-weight:600}
.srcbox small{color:var(--mute);margin-left:4px}
.srcbox p{font-size:14px;color:var(--mute);margin:14px 0 0}
@media (max-width:640px){
  .nums{grid-template-columns:1fr}
  .nums li,.nums li:nth-child(even){padding:16px 0;border-left:0}
  .ask{grid-template-columns:1fr;gap:2px}
  .ask dd{margin-bottom:8px}
  .srcbox{padding:22px 18px}
}
@media (max-width:640px){
  .tbl{min-width:820px;font-size:14px}
  .tbl th,.tbl td{padding:12px 12px}
  .info{grid-template-columns:1fr 1fr}
  .info div:nth-child(odd){padding-right:12px;border-right:1px solid var(--line)}
  .info div:nth-child(even){padding-left:12px}
  .info div.wide{border-right:0;padding-right:0}
  .scroll::after{content:"표는 옆으로 밀어 볼 수 있습니다";display:block;font-size:12.5px;color:var(--mute);padding:8px 0 0;position:sticky;left:0}
}
.crumb{font-size:13px;color:#a9b5cc;margin-bottom:14px}
.crumb a{color:#c6d0e0}
.crumb a:hover{color:#fff}
.hub-intro{max-width:820px;margin:0 auto;padding:36px 24px 0;font-size:16.5px;color:var(--sub)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:8px;background:#fff;padding:8px 12px;z-index:20}

.foot .fh{font-size:15px;font-weight:700;color:#fff;font-family:var(--serif);margin-bottom:8px}